Unifinz Capital India Ltd

Preferential warrants issue

• Approve issue of up to 9,801,000 warrants to non-promoter investors at ₹102 each.
• Warrants are convertible 1:1 into equity shares of ₹10 each.
• Total consideration up to ₹99.97 crore, subject to shareholder and regulatory approvals.

EGM and voting process

• EGM scheduled for 11 November 2026 via VC/OAVM.
• Cut-off date for remote e-voting set at 04 November 2026.
• Draft EGM notice approved; will be circulated to stock exchanges and members.

Scrutinizer appointment

• Akash & Co. appointed Scrutinizer for EGM e-voting.

ALM Committee outcome

• Approved private placement of senior secured NCDs up to ₹50 crore.
• Green shoe option up to ₹30 crore.
• NCDs to be listed on BSE Wholesale Debt Market.
• Allotment deemed on 08 Oct 2026; maturity 08 Jan 2028; tenure 15 months.
• Coupon rate 11% per annum, payable monthly.
• First ranking charge over identified assets to Debenture Trustee under DTD.
• In case of default, additional interest of 4% per annum.
• Redemption on Final Redemption Date; pari passu among NCD holders.

Unifinz Capital India Limited — Trading window closed from 01 October 2026 till 48 hours after declaration of Limited Reviewed Financial Results for the quarter ended 30 September 2026

ALCO outcome

• ALCO approved private placement of 50,000 NCDs with aggregate value INR 50 crore.
• Face value INR 10,000 per debenture; tenure 15 months.
• Deemed allotment date: 16 September 2026; final redemption date: 16 December 2027.
• Coupon rate fixed at 11% p.a., payable monthly.
• Listing on BSE Wholesale Debt Market segment.
• Security: first ranking charge over identified book debts; asset cover at 1.1x.
• Credit rating: IND BBB-/Stable by Crisil.
• Interest default: 4% p.a. additional until redemption.
• Redemption: pari passu with other obligations on final date.
• Hypothecation over receivables to secure debentures; DTD/Transaction Documents govern terms.

Event Overview

• Creation of pledge on promoter shares by Pawan Kumar Mittal for Unifinz Capital India Ltd on 07-09-2026.

Key Details

• Target company: Unifinz Capital India Limited.
• Encumbrance type: Pledge of shares.
• Encumbered shares: 250,000 (0.56% of total share capital).
• Promoter: Pawan Kumar Mittal.
• Encumbrance in favor of: MSB e-trade Securities Limited.
• Reason: to meet margin obligations.
• Date of creation: 07-09-2026.
• Total promoter holding: 8,782,125 shares (19.84%).
• Post-event encumbered: 250,000 shares (0.56%).
• Encumbrance as % of promoter holding: 2.85%.
• End use of funds: Personal use by promoters.
• Value of encumbered shares on date: INR 2,57,50,000.
• Amount involved: INR 2,00,00,000.

Additional Notes

• No change in control implied by the encumbrance.

ALM Committee meeting details

• Date of meeting: 08 September 2026.
• Committee: Asset Liability & Management Committee.
• Agenda: consider approval of NCD private placement.
• Fund raise: up to Rs 1,000 crore via NCDs.
• Within borrowing limit approved by shareholders at AGM on 2 July 2026.

Interest Payment Details

• INE926R07019: Issue size ₹105 cr; Interest paid ₹1,05,00,785 on 01-Sep-2026; record date 17-Aug-2026; last payment 03-Aug-2026.
• INE926R07027: Issue size ₹92.9 cr; Interest paid ₹93,20,662 on 01-Sep-2026; record date 17-Aug-2026; last payment 03-Aug-2026.
• INE926R07035: Issue size ₹65 cr; Interest paid ₹65,45,042 on 01-Sep-2026; record date 17-Aug-2026; last payment 03-Aug-2026.
• INE926R07043: Issue size ₹50 cr; Interest paid ₹52,11,463 on 01-Sep-2026; record date 17-Aug-2026; last payment 03-Aug-2026.

ALM Committee action

• ALM Committee met on Aug 19, 2026 and approved private placement of 50,000 NCDs aggregating ₹50 crore.
• NCDs are senior, secured, listed, redeemable, taxable, transferable, non-convertible.
• Face value ₹10,000 per debenture; total ₹50 crore.
• Proposed listing on the Wholesale Debt Market segment of BSE.
• Allotment date deemed Aug 19, 2026; final redemption date Nov 19, 2027.
• Coupon rate 11.75% p.a., payable monthly.
• Credit rating BBB-/Stable by CRISIL Ratings Ltd.
• Security: first ranking exclusive charge over book debts/loan receivables.
• Interest default: 4% p.a. above coupon on payment default.
• Maturity: 15 months from deemed allotment; final redemption date Nov 19, 2027.
• Issue price ₹10,000 per debenture.
• Hypothecated assets to secure debentures; value at least 1.10x outstanding amounts.
• Debentures to be redeemed on pari passu basis on final redemption date.
• Transaction Documents to govern debenture rights.

NCD issuance approval

• ALM Committee approved private placement of up to 50,000 senior secured NCDs aggregating INR 50 crore.
• Green shoe option up to 20,000 NCDs (INR 20 crore) included.
• Debentures to be listed on the Wholesale Debt Market of BSE.
• Deemed allotment date: August 19, 2026; Final redemption date: November 19, 2027.
• Tenure: 15 months from deemed allotment.
• Coupon rate fixed at 11.75% per annum, payable monthly.
• Security: first ranking charge over hypothecated assets; DTD governs additional security.
• Default interest: 4% p.a. above coupon on payment default.
• Redemption: pari passu with outstanding amounts on final redemption date.
• Meeting duration: 03:00 PM to 03:30 PM.